REPORTED · WARN NOTICE✓ VERIFIEDPublished Aug 1, 2026

Chime Cuts 150 Jobs Citing AI and Legal Headwinds

SOURCEOFFICIAL FILINGCalifornia Employment Development Department· filed November 2, 2022View the filing ↗

EMPLOYEES AFFECTED

150

SHARE OF WORKFORCE

~8.8%

EFFECTIVE DATE

Jan 2, 2023

150 OF 1,700 EMPLOYEES

What we know

Location: San Francisco, California (San Francisco County).

A WARN notice for this layoff is recorded on November 2, 2022.

Disclosed through an official WARN filing with the CA state workforce agency.

Summary

Chime Financial Inc. cut 150 employees in a recent workforce reduction, a move the company attributed in part to AI-driven efficiency gains and coincided with the fallout from a newly filed data-breach lawsuit. The company blamed AI as a reason for the job cuts days after the breach lawsuit was reported, framing the reduction as part of operational adjustments. The article highlights the timing and rationale provided by Chime but does not specify which departments or locations were affected, nor does it give a precise effective date for the layoffs. This reduction appears to be a discrete, reported layoff event rather than a broad industry trend or planned future action.

Chime Financial Inc. disclosed this layoff in an official WARN (Worker Adjustment and Retraining Notification) notice recorded by the CA state workforce agency on November 2, 2022. The notice covers 150 employees in California Street San Francisco, CA (San Francisco County), with the layoff effective January 2, 2023.

That is roughly 8.8% of the 1,700 people Chime Financial Inc. employs.

LayoffTalk has tracked 3 layoff events at Chime Financial Inc. since January 2023, including 285 jobs documented in official WARN filings, with 1 additional event known from news reporting.